/* ============================================================
   理財資訊通 – 全站樣式（手機優先，375px 起）
   ============================================================ */
:root {
  --green-900: #0A3D2A;
  --green-800: #0F5C3F;   /* 品牌主色：深綠 */
  --green-600: #1F7A55;
  --green-100: #E3F1EA;
  --green-50:  #F2F8F5;
  --accent:    #F4B942;   /* 點綴：暖黃 */
  --accent-50: #FFF6E0;
  --ink:       #17251F;
  --ink-2:     #4A5A53;
  --ink-3:     #7B8A83;
  --line:      #DCE5E0;
  --bg:        #F6F8F7;
  --card:      #FFFFFF;
  --danger:    #C2412D;
  --warn:      #B7791F;
  --radius:    16px;
  --radius-sm: 10px;
  --shadow:    0 1px 2px rgba(10, 61, 42, .06), 0 4px 16px rgba(10, 61, 42, .06);
  --tap:       48px;
  --font: -apple-system, BlinkMacSystemFont, "PingFang HK", "Noto Sans TC", "Microsoft JhengHei", "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 16px;
  overflow-x: hidden;
}
img, svg, canvas { max-width: 100%; }
a { color: var(--green-800); }
h1, h2, h3 { line-height: 1.3; margin: 0 0 .5em; }
h1 { font-size: 1.6rem; letter-spacing: -.01em; }
h2 { font-size: 1.25rem; }
h3 { font-size: 1.05rem; }
p { margin: 0 0 .9em; }
small, .muted { color: var(--ink-2); }
.num { font-variant-numeric: tabular-nums; }

/* ---------- 版面 ---------- */
.wrap { width: 100%; max-width: 760px; margin: 0 auto; padding: 0 16px; }
.wrap.wide { max-width: 1080px; }
main { padding: 20px 0 40px; }
.stack > * + * { margin-top: 16px; }
.grid { display: grid; gap: 12px; }
@media (min-width: 640px) {
  .grid.cols-2 { grid-template-columns: 1fr 1fr; }
  .grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
  h1 { font-size: 2rem; }
}

/* ---------- 頁首 ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: var(--green-800); color: #fff;
}
.site-header .bar { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; min-height: 56px; }
.brand { color: #fff; text-decoration: none; font-weight: 700; display: flex; align-items: center; gap: 8px; }
.brand-mark {
  width: 30px; height: 30px; border-radius: 9px; background: var(--accent); color: var(--green-900);
  display: grid; place-items: center; font-weight: 800; font-size: 15px;
}
.brand small { color: rgba(255,255,255,.7); font-weight: 400; font-size: 12px; }
.menu-btn {
  background: transparent; border: 0; color: #fff; width: var(--tap); height: var(--tap);
  font-size: 22px; cursor: pointer; margin-right: -12px;
}
.nav { display: none; padding: 4px 0 12px; flex-basis: 100%; }
.nav.open { display: block; }
.nav a {
  display: block; color: #fff; text-decoration: none; padding: 12px 4px; border-top: 1px solid rgba(255,255,255,.12);
}
.nav a[aria-current="page"] { color: var(--accent); font-weight: 700; }
@media (min-width: 900px) {
  .menu-btn { display: none; }
  .site-header .bar { gap: 16px; flex-wrap: nowrap; }
  .nav { display: flex !important; padding: 0; gap: 2px; flex-basis: auto; }
  .nav a { border: 0; padding: 8px 10px; font-size: 15px; border-radius: 8px; }
  .nav a:hover { background: rgba(255,255,255,.1); }
}

/* ---------- 卡片 ---------- */
.card {
  background: var(--card); border-radius: var(--radius); padding: 18px; box-shadow: var(--shadow);
  border: 1px solid rgba(220,229,224,.6);
}
.card.flat { box-shadow: none; }
.card.tint { background: var(--green-50); border-color: var(--green-100); }
.card h2:first-child, .card h3:first-child { margin-top: 0; }

/* ---------- 開場 ---------- */
.hero { padding: 8px 0 4px; }
.hero .kicker { color: var(--green-600); font-weight: 700; font-size: 14px; margin-bottom: 4px; }
.hero p { color: var(--ink-2); }

.tool-card { display: block; text-decoration: none; color: inherit; transition: transform .12s; }
.tool-card:active { transform: scale(.99); }
.tool-card .emoji { font-size: 28px; line-height: 1; }
.tool-card h3 { margin: 10px 0 4px; }
.tool-card p { margin: 0; color: var(--ink-2); font-size: 15px; }
.tool-card .go { color: var(--green-800); font-weight: 700; font-size: 14px; margin-top: 10px; display: inline-block; }

/* ---------- 表單 ---------- */
.field { display: block; margin-bottom: 14px; }
.field > span { display: block; font-weight: 600; font-size: 15px; margin-bottom: 6px; }
.field > small { display: block; margin-top: 4px; font-size: 13px; }
.input-money { position: relative; }
.input-money::before {
  content: "$"; position: absolute; left: 14px; top: 50%; transform: translateY(-50%); color: var(--ink-3); font-weight: 600;
}
input[type="text"], input[type="number"], select {
  width: 100%; min-height: var(--tap); font-size: 18px; font-family: inherit;
  border: 1.5px solid var(--line); border-radius: var(--radius-sm); padding: 10px 14px; background: #fff; color: var(--ink);
  -webkit-appearance: none; appearance: none;
}
.input-money input { padding-left: 30px; }
input:focus, select:focus { outline: none; border-color: var(--green-600); box-shadow: 0 0 0 3px var(--green-100); }
input[type="range"] { width: 100%; accent-color: var(--green-800); height: 32px; }

/* 分頁切換 */
.seg { display: flex; background: var(--green-100); border-radius: 12px; padding: 4px; gap: 4px; }
.seg button {
  flex: 1; min-height: 44px; border: 0; border-radius: 9px; background: transparent; font: inherit; font-weight: 600;
  color: var(--green-900); cursor: pointer; font-size: 15px;
}
.seg button[aria-selected="true"] { background: #fff; box-shadow: var(--shadow); }

/* 回報率小格 */
.rates { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.rates label { position: relative; }
.rates input { text-align: center; padding: 10px 18px 10px 6px; font-size: 16px; }
.rates label::after { content: "%"; position: absolute; right: 8px; top: 50%; transform: translateY(-50%); color: var(--ink-3); font-size: 14px; }

.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chip {
  min-height: 40px; padding: 8px 14px; border-radius: 999px; border: 1.5px solid var(--line); background: #fff;
  font: inherit; font-size: 14px; cursor: pointer; color: var(--ink);
}
.chip[aria-pressed="true"] { background: var(--green-800); border-color: var(--green-800); color: #fff; }

/* 按鈕 */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: var(--tap);
  padding: 12px 20px; border-radius: 12px; border: 0; font: inherit; font-weight: 700; cursor: pointer;
  background: var(--green-800); color: #fff; text-decoration: none; text-align: center;
}
.btn:hover { background: var(--green-900); }
.btn.secondary { background: #fff; color: var(--green-800); border: 1.5px solid var(--green-800); }
.btn.accent { background: var(--accent); color: var(--green-900); }
.btn.block { width: 100%; }
.btn[disabled], .btn.disabled { opacity: .45; pointer-events: none; }

/* ---------- 結果 ---------- */
.big-result { font-size: 2rem; font-weight: 800; color: var(--green-800); line-height: 1.2; }
.result-line { font-size: 1.05rem; }
.hl { background: linear-gradient(transparent 60%, var(--accent-50) 60%); font-weight: 700; }
.stat-row { display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px; }
.stat { background: var(--green-50); border-radius: 12px; padding: 12px; }
.stat b { display: block; font-size: 1.2rem; color: var(--green-900); }
.stat span { font-size: 13px; color: var(--ink-2); }

.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
table.data { width: 100%; border-collapse: collapse; font-size: 15px; }
table.data th, table.data td { padding: 10px 8px; border-bottom: 1px solid var(--line); text-align: right; white-space: nowrap; }
table.data th:first-child, table.data td:first-child { text-align: left; }
table.data th { font-size: 13px; color: var(--ink-2); font-weight: 600; }
table.data.wrap-cells td, table.data.wrap-cells th { white-space: normal; }
table.data tr.focus td { background: var(--green-50); font-weight: 700; }

.chart-box { position: relative; height: 260px; }
@media (min-width: 640px) { .chart-box { height: 320px; } }

.callout { border-left: 4px solid var(--accent); background: var(--accent-50); padding: 12px 14px; border-radius: 0 12px 12px 0; }
.callout.green { border-color: var(--green-600); background: var(--green-50); }

/* 進度條 */
.progress { height: 8px; background: var(--green-100); border-radius: 99px; overflow: hidden; }
.progress > i { display: block; height: 100%; background: var(--green-800); width: 0; transition: width .25s; }
.bar-row { display: grid; grid-template-columns: 96px 1fr 40px; align-items: center; gap: 10px; font-size: 14px; margin: 8px 0; }
.bar-row .progress { height: 10px; }

/* 健康檢查：選項 */
.options { display: grid; gap: 8px; }
.option {
  display: block; width: 100%; text-align: left; min-height: var(--tap); padding: 12px 14px; border-radius: 12px;
  border: 1.5px solid var(--line); background: #fff; font: inherit; cursor: pointer; color: var(--ink);
}
.option[aria-pressed="true"] { border-color: var(--green-800); background: var(--green-50); font-weight: 700; }
.q-nav { display: flex; gap: 10px; margin-top: 16px; }
.q-nav .btn { flex: 1; }

/* 建議清單 */
ol.tips { padding-left: 1.2em; margin: 0; }
ol.tips li { margin-bottom: 10px; }

/* ---------- 標籤 ---------- */
.badge {
  display: inline-block; font-size: 12px; font-weight: 700; padding: 2px 8px; border-radius: 999px; vertical-align: middle;
  background: var(--green-100); color: var(--green-900);
}
.badge.sample { background: #FDE8E4; color: var(--danger); }
.badge.draft { background: var(--accent-50); color: var(--warn); }
.badge.stale { background: #FDE8E4; color: var(--danger); }

.sample-banner {
  background: #FDE8E4; color: #7A2416; border-radius: 12px; padding: 10px 14px; font-size: 14px; font-weight: 600;
}

/* ---------- 合規 / CTA ---------- */
.disclaimer { font-size: 13px; color: var(--ink-2); background: #fff; border: 1px dashed var(--line); border-radius: 12px; padding: 12px 14px; }
.disclaimer strong { color: var(--ink); }
.cta-soft { text-align: center; padding: 18px 8px 4px; }
.cta-soft p { margin: 0 0 8px; color: var(--ink-2); font-size: 15px; }
.cta-soft a { color: var(--green-800); font-weight: 700; text-decoration: none; border-bottom: 1.5px solid var(--accent); padding-bottom: 2px; }

.source { font-size: 12.5px; color: var(--ink-3); margin-top: 8px; }
.source a { color: var(--ink-2); }

/* ---------- 市場 / 優惠 ---------- */
.mkt { display: flex; justify-content: space-between; align-items: flex-start; gap: 8px; }
.mkt .v { font-size: 1.35rem; font-weight: 800; }
.up { color: #1F7A55; } .down { color: var(--danger); }
.deal .meta { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 8px; }
.deal h3 { margin-bottom: 4px; }

/* ---------- 文章 ---------- */
.article h2 { margin-top: 1.4em; }
.article ul, .article ol { padding-left: 1.3em; }
.article li { margin-bottom: 6px; }

/* ---------- 常見問題 ---------- */
details.faq { border-top: 1px solid var(--line); }
details.faq:first-of-type { border-top: 0; }
details.faq summary {
  cursor: pointer; font-weight: 700; min-height: var(--tap); display: flex; align-items: center;
  padding: 10px 0; list-style: none; gap: 8px;
}
details.faq summary::-webkit-details-marker { display: none; }
details.faq summary::before { content: "＋"; color: var(--green-800); flex-shrink: 0; }
details.faq[open] summary::before { content: "－"; }
details.faq p { margin: 0 0 12px; color: var(--ink-2); }

/* ---------- PDF 市場解讀 ---------- */
.pdf-page { width: 100%; background: #fff; border-radius: 10px; box-shadow: var(--shadow); overflow: hidden; }
.pdf-page canvas { display: block; width: 100%; height: auto; }
#pdf-pages.stack > * + * { margin-top: 12px; }

/* ---------- 分享卡 ---------- */
.share-preview { display: none; margin-top: 12px; text-align: center; }
.share-preview img { width: 60%; max-width: 260px; border-radius: 14px; box-shadow: var(--shadow); }
.toggle { display: flex; align-items: center; gap: 10px; font-size: 15px; min-height: 44px; }
.toggle input { width: 22px; height: 22px; accent-color: var(--green-800); }

/* ---------- 頁尾 ---------- */
.site-footer { background: var(--green-900); color: rgba(255,255,255,.85); padding: 28px 0 36px; font-size: 13px; }
.site-footer a { color: #fff; }
.site-footer h4 { color: #fff; margin: 0 0 8px; font-size: 15px; }
.site-footer .links { display: flex; flex-wrap: wrap; gap: 6px 16px; margin: 12px 0; }
.site-footer .links a { text-decoration: none; padding: 6px 0; }
.site-footer .legal { border-top: 1px solid rgba(255,255,255,.15); margin-top: 16px; padding-top: 14px; }
.ph { background: rgba(244,185,66,.25); padding: 0 4px; border-radius: 4px; }

.hidden { display: none !important; }
.center { text-align: center; }
.mt0 { margin-top: 0; }